Best Car Insurance in Norfolk 2021

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  • text segment demo
  • Real quotes for Jerry customers in Norfolk, Virginia
  • Best Car Insurance Carriers in Norfolk, Virginia
  • Minimum-coverage car insurance in Norfolk
  • Full-coverage car insurance in Norfolk
  • How does your age affect your auto insurance cost in Norfolk?
  • Cheapest car insurance for drivers in Norfolk with prior incidents
  • Cheapest car insurance for young drivers in Norfolk with prior incidents
  • How can you save money on car insurance in Norfolk
  • Does your rate depend on what part of Norfolk you live in?
  • Methodology

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DEFAULT TEXT for Norfolk, Virginia

Car insurance in Norfolk Virginiacosts single-car drivers an average of $3,115.70 annually, or about $259.64 per month. Compared to the state annual average of $2,476.70 , auto insurance in [city] is $639.01 higher.

Here’s how much real Jerry customers pay for insurance in Norfolk:

Real quotes for Jerry customers in Norfolk, Virginia

Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
May 30, 2021Kia Spectra5VA28AllstateCurrent$259/mo.$62/mo.
May 17, 2021Chevrolet Impala Super SportVA41
Gainsco
Basic$120/mo.$66/mo.
June 21, 2021Ford Escape SELVA47ProgressiveCustom$113/mo.$76/mo.
July 20, 2021Toyota Camry SEVA24
Mercury
Basic$210/mo.$103/mo.
July 20, 2021Toyota Camry SEVA24
Electric
Basic$210/mo.$118/mo.
The best way to secure the right plan for lower premiums in Norfolk is to shop around and compare quotes. Each insurer uses its own formula to determine premiums, weighing factors such as location, age, gender, driving history, and vehicle type. This means that car insurance rates can vary substantially from carrier to carrier.
Are you on the hunt for insurance quotes? Meet Jerry. Answer a handful of easy questions that take roughly 45 seconds and Jerry will instantly find quotes from up to 45 insurance carriers. No waiting, no long forms.
Drivers in [city] have saved money by comparing prices and switching plans through Jerry.

Best Car Insurance Carriers in Norfolk, Virginia

Insurance Company
Before Jerry
After Jerry
Nationwide$2,330$1,435
Allstate$2,614$1,595
Dairyland
$2,921$1,644
National General
$2,722$1,784
Kemper
$2,801$1,870
State Auto
$2,583$1,874
Travelers$3,021$2,137
Safeco$3,281$2,267

Minimum-coverage car insurance in Norfolk

On average, the cost of minimum coverage car insurance in Norfolk is $2,287.53 per year, or $190.63 per month.

The minimum level of car insurance required in [city] is liability coverage, which helps to pay for other people’s expenses when you’re at fault in an accident.
Remember, the minimum insurance coverage is a requirement, not a recommendation. In some cases, minimum liability car insurance won’t cover all your expenses in the event of an accident. If you can afford to pay for more coverage, it’s generally a good idea to purchase a more comprehensive policy.
Here’s how much Jerry users pay for minimum liability car insurance in Norfolk:
Before Jerry
After Jerry
$2,125$895
Insurance Company
Before Jerry
After Jerry
National General
$1,996$1,127
Progressive$2,877$1,360
Allstate$3,240$2,018
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Full-coverage car insurance in Norfolk

Although full-coverage costs more upfront, purchasing more coverage can protect you from the financial burden of an expensive accident (aka, it could end up costing you less in the long run).
Full-coverage car insurance policies generally include:
If you decide that full-coverage insurance is the best option for you, Jerry can help you save there, too. Here’s what Jerry users pay in Norfolk:
Before Jerry
After Jerry
$2,122$1,714
Insurance Company
Before Jerry
After Jerry
Nationwide$1,498$1,296
Safeco$3,780$2,928
Progressive$4,113$3,607
Travelers$6,180$5,648
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How does your age affect your auto insurance cost in Norfolk?

If you’re a driver under 25 in Norfolk, you could be paying as much as $42.25 more than an adult driver.

The bottom line is, younger drivers are at a higher risk of getting into accidents, which is reflected in higher insurance premiums.
Here’s how much drivers under 25 in [Norfolk saved by switching car insurance through Jerry:
Age Group
Before Jerry
After Jerry
18-20$4,591$3,091
21-24$3,419$2,209
Here’s how much drivers aged 25 and over in [city] pay for car insurance:
Age Group
Before Jerry
After Jerry
25-34$3,467$2,440
35-44$2,592$1,716
45-54$3,021$1,941
55-64$1,020$1,008
65+$1,440$808
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Cheapest car insurance for drivers in Norfolk with prior incidents

It’s no secret that your driving record will impact your auto insurance premium. How much will your rate go up if you have a minor infraction? A major infraction? Quantifying those differences can be difficult, and it’s hard to know what carriers to choose if you have been involved in an accident or traffic incident.
If your driving record isn’t squeaky clean, Jerry can help you figure out which carrier can give you the best rate in just 45 seconds. Here’s how much Jerry customers in Norfolk saved on car insurance despite having prior incidents on their record:
Driving Violation
Before Jerry
After Jerry
Clean Record$2,685$1,316
Speeding over 15$2,160$1,233
Speeding under 15$3,012$1,268
Other$2,712$1,781
Insurance Company
Before Jerry
After Jerry
Nationwide$2,270$1,486
Progressive$2,926$1,879
State Auto
$2,534$1,909
Allstate$3,721$2,083
National General
$3,050$2,090
Kemper
$2,595$2,352
Safeco$3,369$2,475
Travelers$5,906$5,402

Cheapest car insurance for young drivers in Norfolk with prior incidents

Young drivers with less-than-stellar driving records have “double-trouble” insurability status, which can make finding affordable rates extremely difficult.
Fortunately, Jerry can help young drivers with prior incidents find the right coverage for the best price.
Driving Violation
Before Jerry
After Jerry
Clean Record$3,115$1,525
Speeding under 15$2,827$1,397
Other$2,712$1,781
Insurance Company
Before Jerry
After Jerry
Nationwide$2,496$2,050
Progressive$3,297$2,053
Kemper
$2,177$2,172
National General
$3,627$2,284
Allstate$4,066$2,374
State Auto
$3,392$2,616
Safeco$3,877$2,803
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How can you save money on car insurance in Norfolk

Finding the cheapest car insurance doesn’t begin and end with comparing quotes. In other words, you can’t forget discounts.
Discounts are a great way to save money on your coverage. Here are some to keep an eye out for:
  • Customer loyalty (e.g. bundling, early renewal)
  • Demographic (e.g. good student, senior)
  • Driver affiliations (e.g. military, affinity)
  • Driving history (e.g. accident-free, safe driver)
  • Driver training (e.g. defensive driver course)
  • Equipment-related (e.g. anti-theft, new car)
  • Payment (e.g. auto-pay, paperless)
You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.
By analyzing your coverage needs and generating new quotes before every renewal, Jerry can ensure that you stay up-to-date on all the discounts available to you. You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.
By analyzing your coverage needs and generating new quotes before every renewal, Jerry can ensure that you stay up-to-date on all the discounts available to you.

Does your rate depend on what part of Norfolk you live in?

Car insurance rates don’t just differ by city—they also differ by ZIP code, which means your premiums could fluctuate if you move to a new neighborhood within the same urban location.
Use the tool below to figure out real quotes for drivers in your immediate area, and to see how much you could be saving on car insurance with Jerry.
Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
May 30, 2021Kia Spectra5VA28AllstateCurrent$259/mo.$62/mo.
July 20, 2021Toyota Camry SEVA24
Mercury
Basic$210/mo.$103/mo.
July 20, 2021Toyota Camry SEVA24
Electric
Basic$210/mo.$118/mo.
December 1, 2020Nissan Versa SVA40
State Auto
Current$228/mo.$151/mo.
December 1, 2020Nissan Versa SVA40
Bristol West
Current$228/mo.$155/mo.

Methodology

Unless otherwise specified, these estimates are based on drivers older than 30 who have good driving records. These are real people who have signed up with Jerry in the last twelve months.
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