Best Car Insurance in Lakeland 2021

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  • text segment demo
  • Real quotes for Jerry customers in Lakeland, Florida
  • Best Car Insurance Carriers in Lakeland, Florida
  • Minimum-coverage car insurance in Lakeland
  • Full-coverage car insurance in Lakeland
  • How does your age affect your auto insurance cost in Lakeland?
  • Cheapest car insurance for drivers in Lakeland with prior incidents
  • Cheapest car insurance for young drivers in Lakeland with prior incidents
  • How can you save money on car insurance in Lakeland
  • Does your rate depend on what part of Lakeland you live in?
  • Methodology

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DEFAULT TEXT for Lakeland, Florida

Car insurance in Lakeland Floridacosts single-car drivers an average of $2,462.67 annually, or about $205.22 per month. Compared to the state annual average of $3,125.76 , auto insurance in [city] is $663.09 lower.

Here’s how much real Jerry customers pay for insurance in Lakeland:

Real quotes for Jerry customers in Lakeland, Florida

Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
March 25, 2021Lexus ES 300FL26
Gainsco
Basic$125/mo.$93/mo.
February 27, 2021Toyota Sequoia SR5FL42
Bristol West
Basic$203/mo.$100/mo.
May 18, 2021Mitsubishi Outlander SEFL45
National General
Basic$175/mo.$102/mo.
June 20, 2021Ford MustangFL24ProgressiveCustom$164/mo.$113/mo.
May 14, 2021Ford MustangFL24SafecoCustom$164/mo.$116/mo.
The best way to secure the right plan for lower premiums in Lakeland is to shop around and compare quotes. Each insurer uses its own formula to determine premiums, weighing factors such as location, age, gender, driving history, and vehicle type. This means that car insurance rates can vary substantially from carrier to carrier.
Are you on the hunt for insurance quotes? Meet Jerry. Answer a handful of easy questions that take roughly 45 seconds and Jerry will instantly find quotes from up to 45 insurance carriers. No waiting, no long forms.
Drivers in [city] have saved money by comparing prices and switching plans through Jerry.

Best Car Insurance Carriers in Lakeland, Florida

Insurance Company
Before Jerry
After Jerry
Nationwide$2,519$1,619
State Auto
$2,413$1,951
Travelers$2,936$2,261
Safeco$3,396$2,420
Allstate$3,525$2,548
Dairyland
$3,441$2,575
National General
$3,733$2,613

Minimum-coverage car insurance in Lakeland

On average, the cost of minimum coverage car insurance in Lakeland is $1,795.84 per year, or $149.65 per month.

The minimum level of car insurance required in [city] is liability coverage, which helps to pay for other people’s expenses when you’re at fault in an accident.
Remember, the minimum insurance coverage is a requirement, not a recommendation. In some cases, minimum liability car insurance won’t cover all your expenses in the event of an accident. If you can afford to pay for more coverage, it’s generally a good idea to purchase a more comprehensive policy.
Here’s how much Jerry users pay for minimum liability car insurance in Lakeland:
Before Jerry
After Jerry
$1,652$1,193
Insurance Company
Before Jerry
After Jerry
National General
$1,799$1,294
Progressive$1,691$1,334
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Full-coverage car insurance in Lakeland

Although full-coverage costs more upfront, purchasing more coverage can protect you from the financial burden of an expensive accident (aka, it could end up costing you less in the long run).
Full-coverage car insurance policies generally include:
If you decide that full-coverage insurance is the best option for you, Jerry can help you save there, too. Here’s what Jerry users pay in Lakeland:
Before Jerry
After Jerry
$2,880$2,596
Insurance Company
Before Jerry
After Jerry
Progressive$3,600$2,188
Safeco$2,880$2,596
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How does your age affect your auto insurance cost in Lakeland?

If you’re a driver under 25 in Lakeland, you could be paying as much as $22.03 more than an adult driver.

The bottom line is, younger drivers are at a higher risk of getting into accidents, which is reflected in higher insurance premiums.
Here’s how much drivers under 25 in [Lakeland saved by switching car insurance through Jerry:
Age Group
Before Jerry
After Jerry
18-20$2,743$2,520
21-24$2,726$2,230
Here’s how much drivers aged 25 and over in [city] pay for car insurance:
Age Group
Before Jerry
After Jerry
25-34$2,616$2,072
35-44$2,314$1,804
45-54$2,331$1,606
55-64$1,848$1,283
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Cheapest car insurance for drivers in Lakeland with prior incidents

It’s no secret that your driving record will impact your auto insurance premium. How much will your rate go up if you have a minor infraction? A major infraction? Quantifying those differences can be difficult, and it’s hard to know what carriers to choose if you have been involved in an accident or traffic incident.
If your driving record isn’t squeaky clean, Jerry can help you figure out which carrier can give you the best rate in just 45 seconds. Here’s how much Jerry customers in Lakeland saved on car insurance despite having prior incidents on their record:
Driving Violation
Before Jerry
After Jerry
Clean Record$1,939$1,407
Failure to Obey Traffic Sign$1,500$1,322
Illegal Turn$1,440$1,378
Insurance Company
Before Jerry
After Jerry
Allstate$4,632$1,791
Progressive$2,462$1,862
National General
$2,547$1,997
Safeco$2,706$2,034

Cheapest car insurance for young drivers in Lakeland with prior incidents

Young drivers with less-than-stellar driving records have “double-trouble” insurability status, which can make finding affordable rates extremely difficult.
Fortunately, Jerry can help young drivers with prior incidents find the right coverage for the best price.
Driving Violation
Before Jerry
After Jerry
Clean Record$2,520$2,206
Insurance Company
Before Jerry
After Jerry
Safeco$1,968$1,552
Progressive$2,484$2,044
National General
$2,760$2,265
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How can you save money on car insurance in Lakeland

Finding the cheapest car insurance doesn’t begin and end with comparing quotes. In other words, you can’t forget discounts.
Discounts are a great way to save money on your coverage. Here are some to keep an eye out for:
  • Customer loyalty (e.g. bundling, early renewal)
  • Demographic (e.g. good student, senior)
  • Driver affiliations (e.g. military, affinity)
  • Driving history (e.g. accident-free, safe driver)
  • Driver training (e.g. defensive driver course)
  • Equipment-related (e.g. anti-theft, new car)
  • Payment (e.g. auto-pay, paperless)
You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.
By analyzing your coverage needs and generating new quotes before every renewal, Jerry can ensure that you stay up-to-date on all the discounts available to you. You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.
By analyzing your coverage needs and generating new quotes before every renewal, Jerry can ensure that you stay up-to-date on all the discounts available to you.

Does your rate depend on what part of Lakeland you live in?

Car insurance rates don’t just differ by city—they also differ by ZIP code, which means your premiums could fluctuate if you move to a new neighborhood within the same urban location.
Use the tool below to figure out real quotes for drivers in your immediate area, and to see how much you could be saving on car insurance with Jerry.
Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
February 27, 2021Toyota Sequoia SR5FL42
Bristol West
Basic$203/mo.$100/mo.
May 18, 2021Mitsubishi Outlander SEFL45
National General
Basic$175/mo.$102/mo.
April 20, 2021Pontiac Grand Prix GxpFL39
Infinity
Custom$190/mo.$122/mo.
June 20, 2021Ford MustangFL24ProgressiveCustom$164/mo.$113/mo.
May 14, 2021Ford MustangFL24SafecoCustom$164/mo.$116/mo.

Methodology

Unless otherwise specified, these estimates are based on drivers older than 30 who have good driving records. These are real people who have signed up with Jerry in the last twelve months.
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