Cheapest Car Insurance in Rhode Island

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  • Best Insurance Companies for Cheap Insurance in Rhode Island with Jerry
  • Cheapest Minimum Coverage Car Insurance in Rhode Island
  • Additional Coverages you might want to consider when shopping for car insurance in Rhode Island
  • Best Carriers for Minimum Coverage Car Insurance in Rhode Island
  • Cheapest full coverage car insurance in Rhode Island
  • Best Carriers for Full Coverage Car Insurance in Rhode Island
  • Cost to insure your car in Rhode Island by age
  • Cost of insurance for drivers in Rhode Island with a bad driving record
  • Best Carriers for drivers with infractions in Rhode Island
  • Cost of insurance for young drivers in Rhode Island with a bad driving record
  • Best Carriers for young drivers with infractions in Rhode Island
  • Types of Discounts that might be available to you in Rhode Island
  • How much does it cost to insure my car make in Rhode Island?
  • Cheapest car insurance in Rhode Island by city
  • Methodology

Best Insurance Companies for Cheap Insurance in Rhode Island with Jerry

Insurance Company
Before Jerry
After Jerry
Metlife
$2,580$1,506
Travelers$2,334$1,887
Nationwide$3,895$2,266
Progressive$3,418$2,453
Safeco$3,902$2,557

Cheapest Minimum Coverage Car Insurance in Rhode Island

Before Jerry
After Jerry
$3,408$2,209

Additional Coverages you might want to consider when shopping for car insurance in Rhode Island

Coverage typeStudy limit
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Best Carriers for Minimum Coverage Car Insurance in Rhode Island

Insurance Company
Before Jerry
After Jerry
Nationwide$1,860$1,260
Allstate$3,836$1,765
Progressive$3,334$2,239
Safeco$4,352$2,837

Cheapest full coverage car insurance in Rhode Island

Before Jerry
After Jerry
$4,301$3,304

Best Carriers for Full Coverage Car Insurance in Rhode Island

Insurance Company
Before Jerry
After Jerry
Progressive$2,460$1,944
Safeco$4,608$3,531

Cost to insure your car in Rhode Island by age

Age Group
Before Jerry
After Jerry
18-20$3,861$3,060
21-24$3,327$2,430
25-34$2,848$1,829
35-44$2,818$1,823
45-54$2,624$1,759
55-64$2,808$1,776
65+$2,919$1,665

Cost of insurance for drivers in Rhode Island with a bad driving record

Driving Violation
Before Jerry
After Jerry
Clean Record$3,571$2,429
Leaving scene of an Accident/Hit and Run$4,404$1,328
Suspension$2,724$1,636
Illegal Turn$3,000$2,100
DUI$2,975$2,174
Speeding under 15$3,839$2,559
Driving on Sus. License$4,229$2,775
Failure to Obey Traffic Sign$3,884$2,871
Cell Phone$4,800$3,031
Defective Equipment$7,200$6,090

Best Carriers for drivers with infractions in Rhode Island

Insurance Company
Before Jerry
After Jerry
Travelers$2,352$1,846
Nationwide$4,383$2,384
Safeco$4,268$2,632
Progressive$3,621$2,711
Allstate$4,143$2,719

Cost of insurance for young drivers in Rhode Island with a bad driving record

Driving Violation
Before Jerry
After Jerry
Clean Record$4,294$3,251
DUI$3,000$2,502
Driving on Sus. License$3,948$2,571
Speeding under 15$3,793$2,732
Failure to Obey Traffic Sign$4,350$2,874
Other$3,000$2,502

Best Carriers for young drivers with infractions in Rhode Island

Insurance Company
Before Jerry
After Jerry
Allstate$3,922$2,969
Safeco$4,394$3,013
Nationwide$5,940$3,130
Progressive$4,146$3,300

Types of Discounts that might be available to you in Rhode Island

Coverage typeStudy limit
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How much does it cost to insure my car make in Rhode Island?

Make / model
Before Jerry
After Jerry
BMW Z4 Sdrive30I$1,554$1,080
BMW X1 Xdrive28I$3,480$2,796
Chevrolet Cruze LT$3,492$2,340
Honda Accord LX$2,688$1,812
Hyundai Elantra GLS$1,836$1,356

Cheapest car insurance in Rhode Island by city

THE CITIES ARE MANUALLY CONTROLLED, WITH NO DEFAULT.
City
Before Jerry
After Jerry
Pawtucket$3,896$2,678

Methodology

Declare things.
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Frequently asked questions

Jerry's services are 100% free of charge. There are no hidden fees and no surprise add-ons at the last minute.
Jerry currently shops for car, home, renters, and umbrella insurance.
Jerry shops with up to 45 insurance companies. These include Progressive, Nationwide, Travelers, Mapfre, National General, Mercury, AAA and others. If you want Jerry to shop at any specific companies, just let him know. You can email the member service team at hi@getjerry.com or call 1-833-445-3779 (M-F 8am-5pm PT).
No. Jerry does not mark up the price. The quotes we send to you are the same as those you’d get if you’d shopped yourself.
Absolutely not. Jerry takes your privacy very seriously. Jerry doesn’t even ask you for your email until you’re ready to switch your insurance to a new company. Jerry does not sell or share your contact information with any external companies. You will not be getting any phone calls or emails. All the communication happens through the mobile app. If you need help, you can request a call from one of our in-house licensed agents, but we don’t call to sell you insurance.
No, you don’t need to wait until you receive a renewal notice from your current provider. You can switch insurance policies anytime. By law, insurance companies must return any unused premium you have already paid for your policy. A few insurance companies may charge a small cancellation fee if you cancel before the end of the policy. Jerry will let you know the cancellation fee before you decide to switch the policy.
Yes, Jerry Insurance Agency (license number 0M34848) is a licensed insurance broker, registered in the state of California. Jerry carries a $1m professional liability policy for your peace of mind.
1. Jerry provides quotes from up to 45 insurance companies. Most online price comparison sites (and your local agent) will only provide quotes from a few insurance companies (usually the top 5 or 6 companies, and a handful of smaller brands) with whom they have contracts. You’re more likely to save money with Jerry because we work with top insurance companies.
2. Jerry’s mobile app makes managing your insurance policy a breeze. You can ask questions, upload documents, request changes, and much more. No more phone calls or emails back and forth.
3. With Jerry, you never have to think about insurance shopping again. Jerry will automatically shop you before your renewal date and send you quotes through the mobile app.
Absolutely not. Jerry will not make any changes to either your existing or your new policy without your approval. Jerry will shop for you before your policy renewal date and show you all your options in the app — it’s up to you to decide if you want to change your policy or not. If you ask Jerry to move forward with a quote you like, only then Jerry will do the paperwork to switch your policy.
No. Frequent shopping for car insurance quotes does not have an impact on your credit score or the cost of your insurance. In the state of California, a credit check is not required for getting quotes. In other states, insurance companies may run a credit check but it’s a “soft pull,” or fact check, of your credit, as opposed to a “hard pull,” which typically occurs when you apply for credit. Soft pulls, which are used for comparing car insurance rates, do not affect your credit score or rating, no matter how many quotes are obtained.
You can email the member service team at hi@getjerry.com or call 1-833-445-3779 (M-F 8am-5pm PT).

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