Cheapest Car Insurance in North Carolina

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  • Best Insurance Companies for Cheap Insurance in North Carolina with Jerry
  • Cheapest Minimum Coverage Car Insurance in North Carolina
  • Additional Coverages you might want to consider when shopping for car insurance in North Carolina
  • Best Carriers for Minimum Coverage Car Insurance in North Carolina
  • Cheapest full coverage car insurance in North Carolina
  • Best Carriers for Full Coverage Car Insurance in North Carolina
  • Cost to insure your car in North Carolina by age
  • Cost of insurance for drivers in North Carolina with a bad driving record
  • Best Carriers for drivers with infractions in North Carolina
  • Cost of insurance for young drivers in North Carolina with a bad driving record
  • Best Carriers for young drivers with infractions in North Carolina
  • Types of Discounts that might be available to you in North Carolina
  • How much does it cost to insure my car make in North Carolina?
  • Cheapest car insurance in North Carolina by city
  • Methodology

Best Insurance Companies for Cheap Insurance in North Carolina with Jerry

Insurance Company
Before Jerry
After Jerry
Mercury
$1,056$852
Kemper
$1,056$1,044
Nationwide$2,256$1,326
Progressive$2,706$1,699
National General
$3,405$1,739

Cheapest Minimum Coverage Car Insurance in North Carolina

Before Jerry
After Jerry
$3,017$1,709

Additional Coverages you might want to consider when shopping for car insurance in North Carolina

Coverage typeStudy limit
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Best Carriers for Minimum Coverage Car Insurance in North Carolina

Insurance Company
Before Jerry
After Jerry
Kemper
$1,056$1,044
Nationwide$2,256$1,326
Progressive$2,706$1,699
National General
$3,405$1,739
Allstate$2,988$2,580

Cheapest full coverage car insurance in North Carolina

Before Jerry
After Jerry
$2,978$1,795

Best Carriers for Full Coverage Car Insurance in North Carolina

Insurance Company
Before Jerry
After Jerry
Kemper
$1,056$1,044
Nationwide$2,256$1,326
Progressive$2,706$1,699
National General
$3,405$1,739
Allstate$2,988$2,580

Cost to insure your car in North Carolina by age

Age Group
Before Jerry
After Jerry
18-20$2,656$1,772
21-24$2,764$1,673
25-34$2,464$1,441
35-44$2,313$1,455
45-54$2,131$1,241
55-64$2,048$1,092
65+$2,652$1,440

Cost of insurance for drivers in North Carolina with a bad driving record

Driving Violation
Before Jerry
After Jerry
Clean Record$2,770$1,631
Improper Passing$1,176$900
Illegal Turn$1,760$1,408
DUI$2,931$1,602
Defective Equipment$3,086$1,712
Failure to Obey Traffic Sign$2,639$1,723
Speeding under 15$2,753$1,747
Speeding over 15$3,305$2,038
Careless Driving$4,160$2,560
Driving on Sus. License$3,611$2,832

Best Carriers for drivers with infractions in North Carolina

Insurance Company
Before Jerry
After Jerry
Safeco$4,253$1,602
Nationwide$2,945$1,670
National General
$3,082$1,672
State Auto
$3,093$1,690
Progressive$2,817$1,765
Allstate$2,201$1,926
Travelers$3,248$1,960

Cost of insurance for young drivers in North Carolina with a bad driving record

Driving Violation
Before Jerry
After Jerry
Clean Record$3,413$2,000
Defective Equipment$3,664$1,508
DUI$3,960$1,560
Speeding over 15$3,289$1,906
Failure to Obey Traffic Sign$2,756$2,028
Speeding under 15$3,467$2,462
Other$3,287$1,813

Best Carriers for young drivers with infractions in North Carolina

Insurance Company
Before Jerry
After Jerry
Safeco$2,099$1,506
National General
$3,694$1,852
State Auto
$3,421$1,976
Nationwide$3,700$2,123
Progressive$3,422$2,218
Travelers$4,176$2,604

Types of Discounts that might be available to you in North Carolina

Coverage typeStudy limit
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How much does it cost to insure my car make in North Carolina?

Make / model
Before Jerry
After Jerry
Chevrolet Cruze LT$2,237$1,224
Ford Fusion SE$2,415$1,440
Honda Accord EX$1,790$911
Hyundai Elantra SE$2,664$1,457
Infiniti Q50 Base$2,957$1,788

Cheapest car insurance in North Carolina by city

THE CITIES ARE MANUALLY CONTROLLED, WITH NO DEFAULT.
City
Before Jerry
After Jerry
Winston-Salem$1,056$948
Jacksonville$1,662$960
Greenville$1,104$972
Winston Salem$2,204$1,044
Hickory$2,553$1,080
Huntersville$3,800$1,192
High Point$3,330$1,503
Wilmington$2,926$1,588
Charlotte$3,194$1,662
Greensboro$2,286$1,674

Methodology

Declare things.
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Frequently asked questions

Jerry's services are 100% free of charge. There are no hidden fees and no surprise add-ons at the last minute.
Jerry currently shops for car, home, renters, and umbrella insurance.
Jerry shops with up to 45 insurance companies. These include Progressive, Nationwide, Travelers, Mapfre, National General, Mercury, AAA and others. If you want Jerry to shop at any specific companies, just let him know. You can email the member service team at hi@getjerry.com or call 1-833-445-3779 (M-F 8am-5pm PT).
No. Jerry does not mark up the price. The quotes we send to you are the same as those you’d get if you’d shopped yourself.
Absolutely not. Jerry takes your privacy very seriously. Jerry doesn’t even ask you for your email until you’re ready to switch your insurance to a new company. Jerry does not sell or share your contact information with any external companies. You will not be getting any phone calls or emails. All the communication happens through the mobile app. If you need help, you can request a call from one of our in-house licensed agents, but we don’t call to sell you insurance.
No, you don’t need to wait until you receive a renewal notice from your current provider. You can switch insurance policies anytime. By law, insurance companies must return any unused premium you have already paid for your policy. A few insurance companies may charge a small cancellation fee if you cancel before the end of the policy. Jerry will let you know the cancellation fee before you decide to switch the policy.
Yes, Jerry Insurance Agency (license number 0M34848) is a licensed insurance broker, registered in the state of California. Jerry carries a $1m professional liability policy for your peace of mind.
1. Jerry provides quotes from up to 45 insurance companies. Most online price comparison sites (and your local agent) will only provide quotes from a few insurance companies (usually the top 5 or 6 companies, and a handful of smaller brands) with whom they have contracts. You’re more likely to save money with Jerry because we work with top insurance companies.
2. Jerry’s mobile app makes managing your insurance policy a breeze. You can ask questions, upload documents, request changes, and much more. No more phone calls or emails back and forth.
3. With Jerry, you never have to think about insurance shopping again. Jerry will automatically shop you before your renewal date and send you quotes through the mobile app.
Absolutely not. Jerry will not make any changes to either your existing or your new policy without your approval. Jerry will shop for you before your policy renewal date and show you all your options in the app — it’s up to you to decide if you want to change your policy or not. If you ask Jerry to move forward with a quote you like, only then Jerry will do the paperwork to switch your policy.
No. Frequent shopping for car insurance quotes does not have an impact on your credit score or the cost of your insurance. In the state of California, a credit check is not required for getting quotes. In other states, insurance companies may run a credit check but it’s a “soft pull,” or fact check, of your credit, as opposed to a “hard pull,” which typically occurs when you apply for credit. Soft pulls, which are used for comparing car insurance rates, do not affect your credit score or rating, no matter how many quotes are obtained.
You can email the member service team at hi@getjerry.com or call 1-833-445-3779 (M-F 8am-5pm PT).

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