Cheapest Car Insurance in North Carolina

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  • Best Insurance Companies for Cheap Insurance in North Carolina with Jerry
  • Cheapest Minimum Coverage Car Insurance in North Carolina
  • Additional Coverages you might want to consider when shopping for car insurance in North Carolina
  • Best Carriers for Minimum Coverage Car Insurance in North Carolina
  • Cheapest full coverage car insurance in North Carolina
  • Best Carriers for Full Coverage Car Insurance in North Carolina
  • Cost to insure your car in North Carolina by age
  • Cost of insurance for drivers in North Carolina with a bad driving record
  • Best Carriers for drivers with infractions in North Carolina
  • Cost of insurance for young drivers in North Carolina with a bad driving record
  • Best Carriers for young drivers with infractions in North Carolina
  • Types of Discounts that might be available to you in North Carolina
  • How much does it cost to insure my car make in North Carolina?
  • Cheapest car insurance in North Carolina by city
  • Methodology

Best Insurance Companies for Cheap Insurance in North Carolina with Jerry

Insurance Company
Before Jerry
After Jerry
Mercury
$1,224$1,094
Kemper
$2,944$1,364
Ready Insurance
$4,368$1,476
National General
$2,634$1,503
Nationwide$2,509$1,537

Cheapest Minimum Coverage Car Insurance in North Carolina

Before Jerry
After Jerry
$2,947$1,260

Additional Coverages you might want to consider when shopping for car insurance in North Carolina

Coverage typeStudy limit
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Best Carriers for Minimum Coverage Car Insurance in North Carolina

Insurance Company
Before Jerry
After Jerry
Allstate$4,140$940
Nationwide$2,049$950
Safeco$1,772$1,118
National General
$2,973$1,235
Progressive$2,897$1,304

Cheapest full coverage car insurance in North Carolina

Before Jerry
After Jerry
$2,676$1,783

Best Carriers for Full Coverage Car Insurance in North Carolina

Insurance Company
Before Jerry
After Jerry
National General
$2,037$1,376
Nationwide$2,982$1,778
Progressive$2,880$1,987
State Auto
$4,362$2,312
Travelers$3,131$2,377
Allstate$3,390$2,576
Safeco$3,896$3,179

Cost to insure your car in North Carolina by age

Age Group
Before Jerry
After Jerry
18-20$2,742$1,617
21-24$2,698$1,639
25-34$2,466$1,506
35-44$2,293$1,399
45-54$2,024$1,212
55-64$2,009$1,247
65+$1,700$1,015

Cost of insurance for drivers in North Carolina with a bad driving record

Driving Violation
Before Jerry
After Jerry
Clean Record$2,662$1,636
Wrong Way/Wrong Lane$1,901$1,200
Suspension$1,988$1,407
Leaving scene of an Accident/Hit and Run$1,440$1,410
Improper Passing$2,374$1,533
Vehicle Theft$2,700$1,570
Defective Equipment$2,761$1,689
Speeding over 15$2,971$1,709
Failure to Obey Traffic Sign$2,784$1,754
DUI$2,796$1,795

Best Carriers for drivers with infractions in North Carolina

Insurance Company
Before Jerry
After Jerry
Kemper
$3,716$1,176
National General
$2,733$1,572
Nationwide$2,637$1,575
Progressive$2,840$1,903
State Auto
$3,601$1,929
Travelers$2,990$2,047
Allstate$3,093$2,304
Safeco$4,225$2,363

Cost of insurance for young drivers in North Carolina with a bad driving record

Driving Violation
Before Jerry
After Jerry
Clean Record$3,222$1,930
Careless Driving$1,270$941
Suspension$1,988$1,407
Leaving scene of an Accident/Hit and Run$1,440$1,410
Improper Passing$3,324$1,596
Driving on Sus. License$2,832$1,680
Illegal Turn$2,136$1,831
Failure to Obey Traffic Sign$3,549$1,854
Speeding over 15$3,206$1,861
Defective Equipment$2,610$1,877

Best Carriers for young drivers with infractions in North Carolina

Insurance Company
Before Jerry
After Jerry
National General
$3,093$1,498
Nationwide$3,286$1,836
Safeco$3,914$2,140
State Auto
$4,108$2,174
Progressive$3,395$2,325
Travelers$4,064$2,430
Allstate$3,521$2,683

Types of Discounts that might be available to you in North Carolina

Coverage typeStudy limit
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How much does it cost to insure my car make in North Carolina?

Make / model
Before Jerry
After Jerry
Chevrolet Cruze LT$2,237$1,220
Ford Fusion SE$2,334$1,406
Honda Accord EX$1,726$920
Hyundai Elantra SE$2,710$1,455
Hyundai Sonata GLS$2,155$907

Cheapest car insurance in North Carolina by city

THE CITIES ARE MANUALLY CONTROLLED, WITH NO DEFAULT.
City
Before Jerry
After Jerry
Burlington$2,140$1,234
Cary$2,146$1,333
Winston Salem$2,208$1,352
Winston-Salem$2,106$1,356
Kings Mountain$2,097$1,459
Goldsboro$2,845$1,493
Rocky Mount$2,535$1,506
High Point$2,426$1,511
Mooresville$2,626$1,521
Wilmington$2,290$1,529

Methodology

Declare things.
Coverage typeStudy limit
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Frequently asked questions

Jerry's services are 100% free of charge. There are no hidden fees and no surprise add-ons at the last minute.
Jerry currently shops for car, home, renters, and umbrella insurance.
Jerry shops with up to 45 insurance companies. These include Progressive, Nationwide, Travelers, Mapfre, National General, Mercury, AAA and others. If you want Jerry to shop at any specific companies, just let him know. You can email the member service team at hi@getjerry.com or call 1-833-445-3779 (M-F 8am-5pm PT).
No. Jerry does not mark up the price. The quotes we send to you are the same as those you’d get if you’d shopped yourself.
Absolutely not. Jerry takes your privacy very seriously. Jerry doesn’t even ask you for your email until you’re ready to switch your insurance to a new company. Jerry does not sell or share your contact information with any external companies. You will not be getting any phone calls or emails. All the communication happens through the mobile app. If you need help, you can request a call from one of our in-house licensed agents, but we don’t call to sell you insurance.
No, you don’t need to wait until you receive a renewal notice from your current provider. You can switch insurance policies anytime. By law, insurance companies must return any unused premium you have already paid for your policy. A few insurance companies may charge a small cancellation fee if you cancel before the end of the policy. Jerry will let you know the cancellation fee before you decide to switch the policy.
Yes, Jerry Insurance Agency (license number 0M34848) is a licensed insurance broker, registered in the state of California. Jerry carries a $1m professional liability policy for your peace of mind.
1. Jerry provides quotes from up to 45 insurance companies. Most online price comparison sites (and your local agent) will only provide quotes from a few insurance companies (usually the top 5 or 6 companies, and a handful of smaller brands) with whom they have contracts. You’re more likely to save money with Jerry because we work with top insurance companies.
2. Jerry’s mobile app makes managing your insurance policy a breeze. You can ask questions, upload documents, request changes, and much more. No more phone calls or emails back and forth.
3. With Jerry, you never have to think about insurance shopping again. Jerry will automatically shop you before your renewal date and send you quotes through the mobile app.
Absolutely not. Jerry will not make any changes to either your existing or your new policy without your approval. Jerry will shop for you before your policy renewal date and show you all your options in the app — it’s up to you to decide if you want to change your policy or not. If you ask Jerry to move forward with a quote you like, only then Jerry will do the paperwork to switch your policy.
No. Frequent shopping for car insurance quotes does not have an impact on your credit score or the cost of your insurance. In the state of California, a credit check is not required for getting quotes. In other states, insurance companies may run a credit check but it’s a “soft pull,” or fact check, of your credit, as opposed to a “hard pull,” which typically occurs when you apply for credit. Soft pulls, which are used for comparing car insurance rates, do not affect your credit score or rating, no matter how many quotes are obtained.
You can email the member service team at hi@getjerry.com or call 1-833-445-3779 (M-F 8am-5pm PT).

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