Cheapest Car Insurance in New York

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  • Best Insurance Companies for Cheap Insurance in New York with Jerry
  • Cheapest Minimum Coverage Car Insurance in New York
  • Additional Coverages you might want to consider when shopping for car insurance in New York
  • Best Carriers for Minimum Coverage Car Insurance in New York
  • Cheapest full coverage car insurance in New York
  • Best Carriers for Full Coverage Car Insurance in New York
  • Cost to insure your car in New York by age
  • Cost of insurance for drivers in New York with a bad driving record
  • Best Carriers for drivers with infractions in New York
  • Cost of insurance for young drivers in New York with a bad driving record
  • Best Carriers for young drivers with infractions in New York
  • Types of Discounts that might be available to you in New York
  • How much does it cost to insure my car make in New York?
  • Cheapest car insurance in New York by city
  • Methodology

Best Insurance Companies for Cheap Insurance in New York with Jerry

Insurance Company
Before Jerry
After Jerry
Metlife
$2,613$1,299
Kemper
$2,234$1,337
Clearcover
$2,360$1,632
Nationwide$3,145$1,890
State Auto
$4,800$2,558

Cheapest Minimum Coverage Car Insurance in New York

Before Jerry
After Jerry
$4,309$2,751

Additional Coverages you might want to consider when shopping for car insurance in New York

Coverage typeStudy limit
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Best Carriers for Minimum Coverage Car Insurance in New York

Insurance Company
Before Jerry
After Jerry
Nationwide$3,382$2,000
Safeco$4,909$2,611
Progressive$4,156$2,753
Allstate$4,095$2,755

Cheapest full coverage car insurance in New York

Before Jerry
After Jerry
$4,509$3,392

Best Carriers for Full Coverage Car Insurance in New York

Insurance Company
Before Jerry
After Jerry
Nationwide$3,382$2,000
Safeco$4,909$2,611
Progressive$4,156$2,753
Allstate$4,095$2,755

Cost to insure your car in New York by age

Age Group
Before Jerry
After Jerry
18-20$2,924$2,042
21-24$2,972$2,045
25-34$2,720$1,834
35-44$2,772$1,878
45-54$2,673$1,797
55-64$2,581$1,744
65+$2,642$1,648

Cost of insurance for drivers in New York with a bad driving record

Driving Violation
Before Jerry
After Jerry
Clean Record$4,049$2,830
Open Container$3,185$1,274
Seat Belt$3,272$1,962
Defective Equipment$3,824$2,456
DUI$4,261$2,792
Passing School Bus$3,360$2,888
Speeding under 15$4,646$3,159
Failure to Obey Traffic Sign$4,845$3,273
Speeding over 15$4,501$3,315
Suspension$3,522$3,324

Best Carriers for drivers with infractions in New York

Insurance Company
Before Jerry
After Jerry
Kemper
$2,121$1,227
Nationwide$3,075$1,780
Progressive$4,095$2,937
Safeco$4,378$3,087
Travelers$4,350$3,301
Allstate$4,695$3,433
National General
$5,059$3,605

Cost of insurance for young drivers in New York with a bad driving record

Driving Violation
Before Jerry
After Jerry
Clean Record$4,735$3,361
Open Container$8,520$1,284
DUI$2,772$2,286
Driving on Sus. License$4,454$2,922
Failure to Obey Traffic Sign$3,947$3,063
Suspension$3,600$3,216
Speeding under 15$4,686$3,279
Speeding over 15$5,103$3,784
Improper Passing$5,442$3,993
Illegal Turn$6,249$4,799

Best Carriers for young drivers with infractions in New York

Insurance Company
Before Jerry
After Jerry
Nationwide$3,391$2,355
Allstate$4,731$2,949
Progressive$4,553$3,288
Safeco$4,820$3,428
Travelers$5,251$4,024

Types of Discounts that might be available to you in New York

Coverage typeStudy limit
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How much does it cost to insure my car make in New York?

Make / model
Before Jerry
After Jerry
Chevrolet Impala LT$3,142$2,254
Honda Civic LX$2,315$1,454
Jeep Grand Cherokee Limited$2,790$2,350
Nissan Rogue S$2,420$1,557
Toyota Corolla L$2,714$1,872

Cheapest car insurance in New York by city

THE CITIES ARE MANUALLY CONTROLLED, WITH NO DEFAULT.
City
Before Jerry
After Jerry
Rochester$2,971$1,916
Schenectady$4,361$2,079
Endicott$2,601$2,087
Yorktown Heights$3,237$2,113
Buffalo$3,694$2,556
Albany$3,787$2,611
Yonkers$3,719$2,619
New Rochelle$4,098$2,745
Corona$4,073$2,941
South Richmond Hill$4,115$3,315

Methodology

Declare things.
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Frequently asked questions

Jerry's services are 100% free of charge. There are no hidden fees and no surprise add-ons at the last minute.
Jerry currently shops for car, home, renters, and umbrella insurance.
Jerry shops with up to 45 insurance companies. These include Progressive, Nationwide, Travelers, Mapfre, National General, Mercury, AAA and others. If you want Jerry to shop at any specific companies, just let him know. You can email the member service team at hi@getjerry.com or call 1-833-445-3779 (M-F 8am-5pm PT).
No. Jerry does not mark up the price. The quotes we send to you are the same as those you’d get if you’d shopped yourself.
Absolutely not. Jerry takes your privacy very seriously. Jerry doesn’t even ask you for your email until you’re ready to switch your insurance to a new company. Jerry does not sell or share your contact information with any external companies. You will not be getting any phone calls or emails. All the communication happens through the mobile app. If you need help, you can request a call from one of our in-house licensed agents, but we don’t call to sell you insurance.
No, you don’t need to wait until you receive a renewal notice from your current provider. You can switch insurance policies anytime. By law, insurance companies must return any unused premium you have already paid for your policy. A few insurance companies may charge a small cancellation fee if you cancel before the end of the policy. Jerry will let you know the cancellation fee before you decide to switch the policy.
Yes, Jerry Insurance Agency (license number 0M34848) is a licensed insurance broker, registered in the state of California. Jerry carries a $1m professional liability policy for your peace of mind.
1. Jerry provides quotes from up to 45 insurance companies. Most online price comparison sites (and your local agent) will only provide quotes from a few insurance companies (usually the top 5 or 6 companies, and a handful of smaller brands) with whom they have contracts. You’re more likely to save money with Jerry because we work with top insurance companies.
2. Jerry’s mobile app makes managing your insurance policy a breeze. You can ask questions, upload documents, request changes, and much more. No more phone calls or emails back and forth.
3. With Jerry, you never have to think about insurance shopping again. Jerry will automatically shop you before your renewal date and send you quotes through the mobile app.
Absolutely not. Jerry will not make any changes to either your existing or your new policy without your approval. Jerry will shop for you before your policy renewal date and show you all your options in the app — it’s up to you to decide if you want to change your policy or not. If you ask Jerry to move forward with a quote you like, only then Jerry will do the paperwork to switch your policy.
No. Frequent shopping for car insurance quotes does not have an impact on your credit score or the cost of your insurance. In the state of California, a credit check is not required for getting quotes. In other states, insurance companies may run a credit check but it’s a “soft pull,” or fact check, of your credit, as opposed to a “hard pull,” which typically occurs when you apply for credit. Soft pulls, which are used for comparing car insurance rates, do not affect your credit score or rating, no matter how many quotes are obtained.
You can email the member service team at hi@getjerry.com or call 1-833-445-3779 (M-F 8am-5pm PT).

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