Cheapest Car Insurance in New Jersey

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  • Best Insurance Companies for Cheap Insurance in New Jersey with Jerry
  • Cheapest Minimum Coverage Car Insurance in New Jersey
  • Additional Coverages you might want to consider when shopping for car insurance in New Jersey
  • Best Carriers for Minimum Coverage Car Insurance in New Jersey
  • Cheapest full coverage car insurance in New Jersey
  • Best Carriers for Full Coverage Car Insurance in New Jersey
  • Cost to insure your car in New Jersey by age
  • Cost of insurance for drivers in New Jersey with a bad driving record
  • Best Carriers for drivers with infractions in New Jersey
  • Cost of insurance for young drivers in New Jersey with a bad driving record
  • Best Carriers for young drivers with infractions in New Jersey
  • Types of Discounts that might be available to you in New Jersey
  • How much does it cost to insure my car make in New Jersey?
  • Cheapest car insurance in New Jersey by city
  • Methodology

Best Insurance Companies for Cheap Insurance in New Jersey with Jerry

Insurance Company
Before Jerry
After Jerry
Gainsco
$2,616$804
National General
$1,920$1,632
Nationwide$2,880$1,815
Safeco$2,890$1,938
Kemper
$3,960$2,026

Cheapest Minimum Coverage Car Insurance in New Jersey

Before Jerry
After Jerry
$3,577$2,056

Additional Coverages you might want to consider when shopping for car insurance in New Jersey

Coverage typeStudy limit
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Best Carriers for Minimum Coverage Car Insurance in New Jersey

Insurance Company
Before Jerry
After Jerry
Nationwide$2,400$1,164
Safeco$2,436$1,362
National General
$1,920$1,632
Kemper
$3,960$2,026
Progressive$3,314$2,081

Cheapest full coverage car insurance in New Jersey

Before Jerry
After Jerry
$3,916$2,838

Best Carriers for Full Coverage Car Insurance in New Jersey

Insurance Company
Before Jerry
After Jerry
Nationwide$2,400$1,164
Safeco$2,436$1,362
National General
$1,920$1,632
Kemper
$3,960$2,026
Progressive$3,314$2,081

Cost to insure your car in New Jersey by age

Age Group
Before Jerry
After Jerry
18-20$2,757$1,941
21-24$3,007$2,138
25-34$2,795$1,812
35-44$2,695$1,813
45-54$2,538$1,653
55-64$2,494$1,614
65+$2,354$1,741

Cost of insurance for drivers in New Jersey with a bad driving record

Driving Violation
Before Jerry
After Jerry
Clean Record$3,426$2,301
Leaving scene of an Accident/Hit and Run$1,806$1,439
Reckless Driving$1,920$1,668
DUI$3,156$2,226
Illegal Turn$3,367$2,229
Open Container$2,574$2,231
Defective Equipment$3,457$2,284
Improper Passing$4,024$2,579
Wrong Way/Wrong Lane$4,908$2,656
Suspension$4,307$2,661

Best Carriers for drivers with infractions in New Jersey

Insurance Company
Before Jerry
After Jerry
Safeco$2,436$1,362
Nationwide$3,150$1,989
Kemper
$3,960$2,026
Travelers$3,074$2,290
Progressive$3,958$2,734
Allstate$6,981$5,058

Cost of insurance for young drivers in New Jersey with a bad driving record

Driving Violation
Before Jerry
After Jerry
Clean Record$4,363$2,831
Illegal Turn$3,341$1,587
Reckless Driving$1,920$1,668
Wrong Way/Wrong Lane$4,476$2,564
Failure to Obey Traffic Sign$3,294$2,664
Defective Equipment$4,115$2,697
Speeding under 15$4,062$2,798
Speeding over 15$4,311$3,323
Careless Driving$6,450$4,189
DUI$5,400$5,092

Best Carriers for young drivers with infractions in New Jersey

Insurance Company
Before Jerry
After Jerry
Kemper
$3,960$2,026
Nationwide$3,714$2,243
Progressive$4,071$2,933
Travelers$5,478$3,520

Types of Discounts that might be available to you in New Jersey

Coverage typeStudy limit
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How much does it cost to insure my car make in New Jersey?

Make / model
Before Jerry
After Jerry
Acura MDX Technology$2,436$1,368
Acura 3.2Tl$838$468
Audi A3 Premium Plus$2,820$1,788
BMW 430Xi$2,071$1,620
BMW X3 Xdrive28I$1,740$1,200

Cheapest car insurance in New Jersey by city

THE CITIES ARE MANUALLY CONTROLLED, WITH NO DEFAULT.
City
Before Jerry
After Jerry
Stratford$2,559$1,565
Paterson$4,266$3,015
Jersey City$4,812$3,129

Methodology

Declare things.
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Frequently asked questions

Jerry's services are 100% free of charge. There are no hidden fees and no surprise add-ons at the last minute.
Jerry currently shops for car, home, renters, and umbrella insurance.
Jerry shops with up to 45 insurance companies. These include Progressive, Nationwide, Travelers, Mapfre, National General, Mercury, AAA and others. If you want Jerry to shop at any specific companies, just let him know. You can email the member service team at hi@getjerry.com or call 1-833-445-3779 (M-F 8am-5pm PT).
No. Jerry does not mark up the price. The quotes we send to you are the same as those you’d get if you’d shopped yourself.
Absolutely not. Jerry takes your privacy very seriously. Jerry doesn’t even ask you for your email until you’re ready to switch your insurance to a new company. Jerry does not sell or share your contact information with any external companies. You will not be getting any phone calls or emails. All the communication happens through the mobile app. If you need help, you can request a call from one of our in-house licensed agents, but we don’t call to sell you insurance.
No, you don’t need to wait until you receive a renewal notice from your current provider. You can switch insurance policies anytime. By law, insurance companies must return any unused premium you have already paid for your policy. A few insurance companies may charge a small cancellation fee if you cancel before the end of the policy. Jerry will let you know the cancellation fee before you decide to switch the policy.
Yes, Jerry Insurance Agency (license number 0M34848) is a licensed insurance broker, registered in the state of California. Jerry carries a $1m professional liability policy for your peace of mind.
1. Jerry provides quotes from up to 45 insurance companies. Most online price comparison sites (and your local agent) will only provide quotes from a few insurance companies (usually the top 5 or 6 companies, and a handful of smaller brands) with whom they have contracts. You’re more likely to save money with Jerry because we work with top insurance companies.
2. Jerry’s mobile app makes managing your insurance policy a breeze. You can ask questions, upload documents, request changes, and much more. No more phone calls or emails back and forth.
3. With Jerry, you never have to think about insurance shopping again. Jerry will automatically shop you before your renewal date and send you quotes through the mobile app.
Absolutely not. Jerry will not make any changes to either your existing or your new policy without your approval. Jerry will shop for you before your policy renewal date and show you all your options in the app — it’s up to you to decide if you want to change your policy or not. If you ask Jerry to move forward with a quote you like, only then Jerry will do the paperwork to switch your policy.
No. Frequent shopping for car insurance quotes does not have an impact on your credit score or the cost of your insurance. In the state of California, a credit check is not required for getting quotes. In other states, insurance companies may run a credit check but it’s a “soft pull,” or fact check, of your credit, as opposed to a “hard pull,” which typically occurs when you apply for credit. Soft pulls, which are used for comparing car insurance rates, do not affect your credit score or rating, no matter how many quotes are obtained.
You can email the member service team at hi@getjerry.com or call 1-833-445-3779 (M-F 8am-5pm PT).

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