Cheapest Car Insurance in Michigan

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  • Best Insurance Companies for Cheap Insurance in Michigan with Jerry
  • Cheapest Minimum Coverage Car Insurance in Michigan
  • Additional Coverages you might want to consider when shopping for car insurance in Michigan
  • Best Carriers for Minimum Coverage Car Insurance in Michigan
  • Cheapest full coverage car insurance in Michigan
  • Best Carriers for Full Coverage Car Insurance in Michigan
  • Cost to insure your car in Michigan by age
  • Cost of insurance for drivers in Michigan with a bad driving record
  • Best Carriers for drivers with infractions in Michigan
  • Cost of insurance for young drivers in Michigan with a bad driving record
  • Best Carriers for young drivers with infractions in Michigan
  • Types of Discounts that might be available to you in Michigan
  • How much does it cost to insure my car make in Michigan?
  • Cheapest car insurance in Michigan by city
  • Methodology

Best Insurance Companies for Cheap Insurance in Michigan with Jerry

Insurance Company
Before Jerry
After Jerry
Kemper
$1,332$1,078
Travelers$1,904$1,342
Nationwide$2,900$1,873
State Auto
$2,692$1,937
Safeco$3,062$2,065

Cheapest Minimum Coverage Car Insurance in Michigan

Before Jerry
After Jerry
$3,194$1,995

Additional Coverages you might want to consider when shopping for car insurance in Michigan

Coverage typeStudy limit
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Best Carriers for Minimum Coverage Car Insurance in Michigan

Insurance Company
Before Jerry
After Jerry
Nationwide$2,211$1,024
State Auto
$2,081$1,793
Progressive$3,332$2,008
National General
$3,900$2,023

Cheapest full coverage car insurance in Michigan

Before Jerry
After Jerry
$3,442$2,262

Best Carriers for Full Coverage Car Insurance in Michigan

Insurance Company
Before Jerry
After Jerry
Nationwide$3,540$2,030
Safeco$3,312$2,243
Progressive$3,446$2,244
National General
$4,308$2,878

Cost to insure your car in Michigan by age

Age Group
Before Jerry
After Jerry
18-20$3,119$2,195
21-24$2,849$1,778
25-34$2,597$1,679
35-44$2,414$1,677
45-54$2,945$2,015
55-64$2,532$1,493
65+$3,180$1,971

Cost of insurance for drivers in Michigan with a bad driving record

Driving Violation
Before Jerry
After Jerry
Clean Record$3,023$2,019
Illegal Turn$4,423$1,548
Speeding over 15$3,421$2,110
Wrong Way/Wrong Lane$2,646$2,265
Speeding under 15$3,584$2,296
Leaving scene of an Accident/Hit and Run$2,820$2,340
DUI$3,619$2,574
Failure to Obey Traffic Sign$4,134$2,671
Improper Passing$4,283$2,889
Driving on Sus. License$5,607$3,042

Best Carriers for drivers with infractions in Michigan

Insurance Company
Before Jerry
After Jerry
Kemper
$1,332$1,078
Nationwide$3,259$2,046
Safeco$3,104$2,144
National General
$4,063$2,365
Progressive$3,671$2,395
State Auto
$3,204$2,484

Cost of insurance for young drivers in Michigan with a bad driving record

Driving Violation
Before Jerry
After Jerry
Clean Record$3,308$2,254
Speeding over 15$2,284$1,896
Speeding under 15$3,664$2,385
Failure to Obey Traffic Sign$3,876$3,081
DUI$6,905$6,102
Careless Driving$7,140$6,198
Other$4,000$2,531

Best Carriers for young drivers with infractions in Michigan

Insurance Company
Before Jerry
After Jerry
Nationwide$3,382$1,707
National General
$3,900$2,023
Safeco$3,360$2,592
Progressive$3,331$2,670

Types of Discounts that might be available to you in Michigan

Coverage typeStudy limit
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How much does it cost to insure my car make in Michigan?

Make / model
Before Jerry
After Jerry
Chevrolet Cruze LS$1,477$930
Chrysler 200 Limited$3,360$1,548
Dodge Ram 1500$2,436$2,100
Ford Fusion SE$2,280$1,794
Honda Civic LX$1,812$1,176

Cheapest car insurance in Michigan by city

THE CITIES ARE MANUALLY CONTROLLED, WITH NO DEFAULT.
City
Before Jerry
After Jerry
Rochester Hills$1,891$1,474
Troy$3,153$1,686
Kalamazoo$2,800$1,794
Grand Rapids$3,179$2,026
Clinton Township$3,275$2,399

Methodology

Declare things.
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Frequently asked questions

Jerry's services are 100% free of charge. There are no hidden fees and no surprise add-ons at the last minute.
Jerry currently shops for car, home, renters, and umbrella insurance.
Jerry shops with up to 45 insurance companies. These include Progressive, Nationwide, Travelers, Mapfre, National General, Mercury, AAA and others. If you want Jerry to shop at any specific companies, just let him know. You can email the member service team at hi@getjerry.com or call 1-833-445-3779 (M-F 8am-5pm PT).
No. Jerry does not mark up the price. The quotes we send to you are the same as those you’d get if you’d shopped yourself.
Absolutely not. Jerry takes your privacy very seriously. Jerry doesn’t even ask you for your email until you’re ready to switch your insurance to a new company. Jerry does not sell or share your contact information with any external companies. You will not be getting any phone calls or emails. All the communication happens through the mobile app. If you need help, you can request a call from one of our in-house licensed agents, but we don’t call to sell you insurance.
No, you don’t need to wait until you receive a renewal notice from your current provider. You can switch insurance policies anytime. By law, insurance companies must return any unused premium you have already paid for your policy. A few insurance companies may charge a small cancellation fee if you cancel before the end of the policy. Jerry will let you know the cancellation fee before you decide to switch the policy.
Yes, Jerry Insurance Agency (license number 0M34848) is a licensed insurance broker, registered in the state of California. Jerry carries a $1m professional liability policy for your peace of mind.
1. Jerry provides quotes from up to 45 insurance companies. Most online price comparison sites (and your local agent) will only provide quotes from a few insurance companies (usually the top 5 or 6 companies, and a handful of smaller brands) with whom they have contracts. You’re more likely to save money with Jerry because we work with top insurance companies.
2. Jerry’s mobile app makes managing your insurance policy a breeze. You can ask questions, upload documents, request changes, and much more. No more phone calls or emails back and forth.
3. With Jerry, you never have to think about insurance shopping again. Jerry will automatically shop you before your renewal date and send you quotes through the mobile app.
Absolutely not. Jerry will not make any changes to either your existing or your new policy without your approval. Jerry will shop for you before your policy renewal date and show you all your options in the app — it’s up to you to decide if you want to change your policy or not. If you ask Jerry to move forward with a quote you like, only then Jerry will do the paperwork to switch your policy.
No. Frequent shopping for car insurance quotes does not have an impact on your credit score or the cost of your insurance. In the state of California, a credit check is not required for getting quotes. In other states, insurance companies may run a credit check but it’s a “soft pull,” or fact check, of your credit, as opposed to a “hard pull,” which typically occurs when you apply for credit. Soft pulls, which are used for comparing car insurance rates, do not affect your credit score or rating, no matter how many quotes are obtained.
You can email the member service team at hi@getjerry.com or call 1-833-445-3779 (M-F 8am-5pm PT).

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