Cheapest Car Insurance in Kentucky

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  • Best Insurance Companies for Cheap Insurance in Kentucky with Jerry
  • Cheapest Minimum Coverage Car Insurance in Kentucky
  • Additional Coverages you might want to consider when shopping for car insurance in Kentucky
  • Best Carriers for Minimum Coverage Car Insurance in Kentucky
  • Cheapest full coverage car insurance in Kentucky
  • Best Carriers for Full Coverage Car Insurance in Kentucky
  • Cost to insure your car in Kentucky by age
  • Cost of insurance for drivers in Kentucky with a bad driving record
  • Best Carriers for drivers with infractions in Kentucky
  • Cost of insurance for young drivers in Kentucky with a bad driving record
  • Best Carriers for young drivers with infractions in Kentucky
  • Types of Discounts that might be available to you in Kentucky
  • How much does it cost to insure my car make in Kentucky?
  • Cheapest car insurance in Kentucky by city
  • Methodology

Best Insurance Companies for Cheap Insurance in Kentucky with Jerry

Insurance Company
Before Jerry
After Jerry
Clearcover
$2,064$1,297
Nationwide$2,708$1,584
Progressive$2,688$1,816
Allstate$3,276$1,819
Bristol West
$2,946$1,823

Cheapest Minimum Coverage Car Insurance in Kentucky

Before Jerry
After Jerry
$2,680$1,623

Additional Coverages you might want to consider when shopping for car insurance in Kentucky

Coverage typeStudy limit
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Best Carriers for Minimum Coverage Car Insurance in Kentucky

Insurance Company
Before Jerry
After Jerry
Nationwide$1,559$1,197
Allstate$3,046$1,505
Progressive$2,611$1,631
State Auto
$3,065$2,424
Safeco$4,615$3,345

Cheapest full coverage car insurance in Kentucky

Before Jerry
After Jerry
$3,705$2,704

Best Carriers for Full Coverage Car Insurance in Kentucky

Insurance Company
Before Jerry
After Jerry
Kemper
$3,411$2,211
Travelers$3,730$2,335
Progressive$3,644$2,798
Safeco$3,652$3,018
Allstate$3,538$3,304
State Auto
$4,775$4,420

Cost to insure your car in Kentucky by age

Age Group
Before Jerry
After Jerry
18-20$2,856$2,013
21-24$2,700$1,738
25-34$2,457$1,576
35-44$2,446$1,590
45-54$2,552$1,686
55-64$2,193$1,367
65+$2,462$1,598

Cost of insurance for drivers in Kentucky with a bad driving record

Driving Violation
Before Jerry
After Jerry
Clean Record$2,865$1,931
Driving on Sus. License$2,262$1,191
DUI$2,426$1,686
Speeding under 15$3,001$1,947
Failure to Obey Traffic Sign$2,825$1,974
Careless Driving$3,126$2,115
Speeding over 15$3,657$2,339
Leaving scene of an Accident/Hit and Run$3,564$2,468
Illegal Turn$3,057$2,574
Other$3,143$2,040

Best Carriers for drivers with infractions in Kentucky

Insurance Company
Before Jerry
After Jerry
Nationwide$3,215$1,887
Allstate$3,445$1,981
Progressive$2,994$2,011
Travelers$3,243$2,316
Kemper
$3,012$2,438
Safeco$3,928$2,770
State Auto
$3,697$2,842

Cost of insurance for young drivers in Kentucky with a bad driving record

Driving Violation
Before Jerry
After Jerry
Clean Record$3,329$2,288
Failure to Obey Traffic Sign$2,611$1,823
DUI$3,064$2,041
Speeding over 15$3,264$2,423
Speeding under 15$3,463$2,424
Illegal Turn$3,084$2,476
Careless Driving$4,288$3,265
Leaving scene of an Accident/Hit and Run$5,112$4,068
Other$3,275$2,123

Best Carriers for young drivers with infractions in Kentucky

Insurance Company
Before Jerry
After Jerry
Allstate$3,383$1,997
Travelers$3,243$2,478
Progressive$3,590$2,484
Safeco$4,226$3,079
State Auto
$4,824$3,108

Types of Discounts that might be available to you in Kentucky

Coverage typeStudy limit
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How much does it cost to insure my car make in Kentucky?

Make / model
Before Jerry
After Jerry
Acura MDX$2,088$1,524
Audi A6 Premium Plus$3,540$3,240
BMW 128 I$1,536$1,032
Buick Enclave CXL$1,956$1,128
Buick Lesabre Custom$2,592$1,320

Cheapest car insurance in Kentucky by city

THE CITIES ARE MANUALLY CONTROLLED, WITH NO DEFAULT.
City
Before Jerry
After Jerry
Morehead$2,114$1,518
Berea$2,503$1,603
Florence$3,121$1,606
Bowling Green$2,794$1,715
Frankfort$2,512$1,716
Cave City$2,470$1,735
Lexington$2,627$1,794
Georgetown$2,681$1,845
Murray$3,324$1,887
Independence$2,532$1,944

Methodology

Declare things.
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Frequently asked questions

Jerry's services are 100% free of charge. There are no hidden fees and no surprise add-ons at the last minute.
Jerry currently shops for car, home, renters, and umbrella insurance.
Jerry shops with up to 45 insurance companies. These include Progressive, Nationwide, Travelers, Mapfre, National General, Mercury, AAA and others. If you want Jerry to shop at any specific companies, just let him know. You can email the member service team at hi@getjerry.com or call 1-833-445-3779 (M-F 8am-5pm PT).
No. Jerry does not mark up the price. The quotes we send to you are the same as those you’d get if you’d shopped yourself.
Absolutely not. Jerry takes your privacy very seriously. Jerry doesn’t even ask you for your email until you’re ready to switch your insurance to a new company. Jerry does not sell or share your contact information with any external companies. You will not be getting any phone calls or emails. All the communication happens through the mobile app. If you need help, you can request a call from one of our in-house licensed agents, but we don’t call to sell you insurance.
No, you don’t need to wait until you receive a renewal notice from your current provider. You can switch insurance policies anytime. By law, insurance companies must return any unused premium you have already paid for your policy. A few insurance companies may charge a small cancellation fee if you cancel before the end of the policy. Jerry will let you know the cancellation fee before you decide to switch the policy.
Yes, Jerry Insurance Agency (license number 0M34848) is a licensed insurance broker, registered in the state of California. Jerry carries a $1m professional liability policy for your peace of mind.
1. Jerry provides quotes from up to 45 insurance companies. Most online price comparison sites (and your local agent) will only provide quotes from a few insurance companies (usually the top 5 or 6 companies, and a handful of smaller brands) with whom they have contracts. You’re more likely to save money with Jerry because we work with top insurance companies.
2. Jerry’s mobile app makes managing your insurance policy a breeze. You can ask questions, upload documents, request changes, and much more. No more phone calls or emails back and forth.
3. With Jerry, you never have to think about insurance shopping again. Jerry will automatically shop you before your renewal date and send you quotes through the mobile app.
Absolutely not. Jerry will not make any changes to either your existing or your new policy without your approval. Jerry will shop for you before your policy renewal date and show you all your options in the app — it’s up to you to decide if you want to change your policy or not. If you ask Jerry to move forward with a quote you like, only then Jerry will do the paperwork to switch your policy.
No. Frequent shopping for car insurance quotes does not have an impact on your credit score or the cost of your insurance. In the state of California, a credit check is not required for getting quotes. In other states, insurance companies may run a credit check but it’s a “soft pull,” or fact check, of your credit, as opposed to a “hard pull,” which typically occurs when you apply for credit. Soft pulls, which are used for comparing car insurance rates, do not affect your credit score or rating, no matter how many quotes are obtained.
You can email the member service team at hi@getjerry.com or call 1-833-445-3779 (M-F 8am-5pm PT).

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