Best Car Insurance in Santa Rosa 2021

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  • text segment demo
  • Real quotes for Jerry customers in Santa Rosa, California
  • Best Car Insurance Carriers in Santa Rosa, California
  • Minimum-coverage car insurance in Santa Rosa
  • Full-coverage car insurance in Santa Rosa
  • How does your age affect your auto insurance cost in Santa Rosa?
  • Cheapest car insurance for drivers in Santa Rosa with prior incidents
  • Cheapest car insurance for young drivers in Santa Rosa with prior incidents
  • How can you save money on car insurance in Santa Rosa
  • Does your rate depend on what part of Santa Rosa you live in?
  • Methodology

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DEFAULT TEXT for Santa Rosa, California

Car insurance in Santa Rosa Californiacosts single-car drivers an average of $2,847.83 annually, or about $237.32 per month. Compared to the state annual average of $2,600.72 , auto insurance in [city] is $247.11 higher.

Here’s how much real Jerry customers pay for insurance in Santa Rosa:

Real quotes for Jerry customers in Santa Rosa, California

Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
November 30, 2020Mazda 3 ICA21
Aspire Advantage
Basic$165/mo.$62/mo.
May 16, 2021Subaru Outback 2.5I LimitedCA51
ClearCover
Standard$250/mo.$91/mo.
June 3, 2021Toyota Tacoma Double CabCA30ProgressivePredicted$287/mo.$162/mo.
June 2, 2021BMW 328 I SulevCA27TravelersPredicted$294/mo.$182/mo.
July 18, 2021Hyundai Sonata SportCA19AllstateCustom$212/mo.$183/mo.
The best way to secure the right plan for lower premiums in Santa Rosa is to shop around and compare quotes. Each insurer uses its own formula to determine premiums, weighing factors such as location, age, gender, driving history, and vehicle type. This means that car insurance rates can vary substantially from carrier to carrier.
Are you on the hunt for insurance quotes? Meet Jerry. Answer a handful of easy questions that take roughly 45 seconds and Jerry will instantly find quotes from up to 45 insurance carriers. No waiting, no long forms.
Drivers in [city] have saved money by comparing prices and switching plans through Jerry.

Best Car Insurance Carriers in Santa Rosa, California

Insurance Company
Before Jerry
After Jerry
Dairyland
$2,742$1,327
National General
$2,484$1,405
Kemper
$2,689$1,878
Nationwide$3,035$1,909
Allstate$2,908$1,928
Travelers$2,782$1,975
Safeco$3,572$2,817

Minimum-coverage car insurance in Santa Rosa

On average, the cost of minimum coverage car insurance in Santa Rosa is -- per year, or -- per month.

The minimum level of car insurance required in [city] is liability coverage, which helps to pay for other people’s expenses when you’re at fault in an accident.
Remember, the minimum insurance coverage is a requirement, not a recommendation. In some cases, minimum liability car insurance won’t cover all your expenses in the event of an accident. If you can afford to pay for more coverage, it’s generally a good idea to purchase a more comprehensive policy.
Here’s how much Jerry users pay for minimum liability car insurance in Santa Rosa:
Before Jerry
After Jerry
Insurance Company
Before Jerry
After Jerry
Allstate$2,220$1,658
Progressive$3,468$2,812
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Full-coverage car insurance in Santa Rosa

Although full-coverage costs more upfront, purchasing more coverage can protect you from the financial burden of an expensive accident (aka, it could end up costing you less in the long run).
Full-coverage car insurance policies generally include:
If you decide that full-coverage insurance is the best option for you, Jerry can help you save there, too. Here’s what Jerry users pay in Santa Rosa:
Before Jerry
After Jerry
Insurance Company
Before Jerry
After Jerry
Allstate$6,472$5,884
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How does your age affect your auto insurance cost in Santa Rosa?

If you’re a driver under 25 in Santa Rosa, you could be paying as much as $47.99 more than an adult driver.

The bottom line is, younger drivers are at a higher risk of getting into accidents, which is reflected in higher insurance premiums.
Here’s how much drivers under 25 in [Santa Rosa saved by switching car insurance through Jerry:
Age Group
Before Jerry
After Jerry
18-20$3,148$2,163
21-24$3,602$2,682
Here’s how much drivers aged 25 and over in [city] pay for car insurance:
Age Group
Before Jerry
After Jerry
25-34$3,210$1,729
35-44$1,700$1,371
45-54$3,000$1,252
55-64$2,160$1,396
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Cheapest car insurance for drivers in Santa Rosa with prior incidents

It’s no secret that your driving record will impact your auto insurance premium. How much will your rate go up if you have a minor infraction? A major infraction? Quantifying those differences can be difficult, and it’s hard to know what carriers to choose if you have been involved in an accident or traffic incident.
If your driving record isn’t squeaky clean, Jerry can help you figure out which carrier can give you the best rate in just 45 seconds. Here’s how much Jerry customers in Santa Rosa saved on car insurance despite having prior incidents on their record:
Driving Violation
Before Jerry
After Jerry
Clean Record$2,921$2,163
Speeding under 15$1,440$892
Insurance Company
Before Jerry
After Jerry
Travelers$3,254$1,726
Progressive$2,916$1,885
Allstate$3,266$2,207

Cheapest car insurance for young drivers in Santa Rosa with prior incidents

Young drivers with less-than-stellar driving records have “double-trouble” insurability status, which can make finding affordable rates extremely difficult.
Fortunately, Jerry can help young drivers with prior incidents find the right coverage for the best price.
Driving Violation
Before Jerry
After Jerry
Clean Record$2,921$2,163
Speeding under 15$1,440$892
Insurance Company
Before Jerry
After Jerry
Progressive$3,245$2,115
Travelers$2,544$2,292
Allstate$3,757$2,806
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How can you save money on car insurance in Santa Rosa

Finding the cheapest car insurance doesn’t begin and end with comparing quotes. In other words, you can’t forget discounts.
Discounts are a great way to save money on your coverage. Here are some to keep an eye out for:
  • Customer loyalty (e.g. bundling, early renewal)
  • Demographic (e.g. good student, senior)
  • Driver affiliations (e.g. military, affinity)
  • Driving history (e.g. accident-free, safe driver)
  • Driver training (e.g. defensive driver course)
  • Equipment-related (e.g. anti-theft, new car)
  • Payment (e.g. auto-pay, paperless)
You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.
By analyzing your coverage needs and generating new quotes before every renewal, Jerry can ensure that you stay up-to-date on all the discounts available to you. You could also save money on car insurance by taking a defensive driving course. This might qualify you for a lower rate, on top of making you a better and savvier driver who can properly navigate a driving or traffic hazard.
By analyzing your coverage needs and generating new quotes before every renewal, Jerry can ensure that you stay up-to-date on all the discounts available to you.

Does your rate depend on what part of Santa Rosa you live in?

Car insurance rates don’t just differ by city—they also differ by ZIP code, which means your premiums could fluctuate if you move to a new neighborhood within the same urban location.
Use the tool below to figure out real quotes for drivers in your immediate area, and to see how much you could be saving on car insurance with Jerry.
Quote DateMake / modelStateAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
May 16, 2021Subaru Outback 2.5I LimitedCA51
ClearCover
Standard$250/mo.$91/mo.
June 3, 2021Toyota Tacoma Double CabCA30ProgressivePredicted$287/mo.$162/mo.
June 2, 2021BMW 328 I SulevCA27TravelersPredicted$294/mo.$182/mo.
May 6, 2021Mini CooperCA22
Aspire Advantage
Basic$108/mo.$32/mo.
July 18, 2021Hyundai Sonata SportCA19AllstateCustom$212/mo.$183/mo.

Methodology

Unless otherwise specified, these estimates are based on drivers older than 30 who have good driving records. These are real people who have signed up with Jerry in the last twelve months.
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